WHAT IS 0% APR

Business Funding?

and Why Traditional Funding Sucks!

OVERVIEW

When it comes to 0% Interest Business Funding, is by far the best way to fund businesses....Why?

Because it has too many benefits compared to the traditional funding that everybody is used to.

At Bluewater Lending, we have strong relationships with more than +200 banks / lenders offering 0% interest lending for periods that range from 9 to 24 months. That means that once you get approved, you'll receive your business credit card delivered to your home, enabling you to spend with no interest for 9–24 months.

Simply pay back what you spend within the agreed-upon timeframe.

QUICK REAL SCENARIO

Let’s say you’ll receive $150k at 0% interest for 12 months term across 3 business credit cards. Now let’s assume you’ll use $30k the first month to invest in your business by paying marketing, expenses, employees, or everything you’d like to invest in...

At this point, you have 12 months to pay back just the $30k that you used with no interest. You’re leveraging the bank's money for free without worrying about paying interest, or paying back interest on funds that you don’t utilize, like happens with many traditional funding options like: MCAs, loans, etc..

NOT A SIMPLE LINE OF CREDIT

LIQUIDATE YOUR CREDIT

Additionally, if you need liquid cash coming out from your business credit cards, we can help you liquidate them within 3 business day and send them directly to your bank account at any moment of the year, giving you the possibility to use your funds in any possible way.

REVOLVING CREDIT LINE

Moreover, the funding is a revolving credit line, so as long as you pay back the balance, you’ll receive back again the available limit, which is awesome.

HOW ARE WE GOING

TO ASSIST YOU?

At Bluewater we expertly navigate the lending landscape to secure up to $250,000 in unsecured business credit cards , with a specialty in converting these into cash lines of credit at 0% interest for 12-24 months.

This approach bypasses cash advance fees, ensuring safe and cost-effective financing. Available through major and regional banks, these credit lines are designed not to affect your personal credit, require no collateral, equity sacrifices, complex financial statements, or high-interest rates.

Our company works closely with bank relationship managers at each bank, we know all lender's data points and we have the direct bank's underwriters taking on your application, so they will approve higher limit then usual.

Our team works closely with you, helping you make your credit profile look more attractive and lendable before applying, by taking care of the major points that lenders are going to look into.

(We'll guide you into this by handling all the coordination with banks)

This means minimal effort on your part – simply activate and use your funds.

Designed for small business owners, entrepreneurs, and real estate investors, Bluewater addresses the challenge of securing capital without harming personal credit. We've simplified the funding process, offering a hassle-free, fully managed solution for substantial funding needs.

FUNDING ROADMAP

Get Funded within 24–30 days

without Up-Front Costs

*for some clients, it can take just 2 weeks

Step 1: Pre Qualification Form

Find Out if You Qualify

Step 2: Schedule a Call

Book a Free Consultation Call with Us

Step 3: Free Consultation Call

Talk with your assigned Funding Advisor

Step 4: Credit Monitoring Info

Provide us your Latest Credit Report

Step 5: Free Audit Analysis

Let our Team audit your credit profile and

verify that you qualify

Step 6: Onboarding Form

Provide your Information to legitimate

verify your identity prior funding

Step 7: Strategic Plan Call

Discuss your Next Funding Steps with your Assigned Senior Funding Advisor

Step 8: Funding Plan

We will create a Customized Funding Plan for You to Maximize all data-points that lenders will view on your Credit Profile

Step 9: Plan Execution

Start execute and apply all the guidance you'll

receive in your funding plan

Step 10: Funding Application

Once all Optimization has been done, we'll apply directly with our bank underwriters

Step 11: 0% Funding Received

Get your Business Funding and

enjoy investing with 0% interest

Step 12: Pay Our Commission

We'll Invoice one of your Business Credit Cards to Pay our Commission since we work without upfront cost

Get Pre-Approved Today! This does not impact your credit.

OUR SUCCESS HELPING
BUSINESS OWNERS

With over 10,000 clients assisted and $500+ Million in credit lines secured, averaging $24 Million monthly, Bluewater stands as a proven pathway to business growth and financial support.

"$155k at 0% so Far!"

"Over $155,000 of 0% business funding has been obtained so far. Their service is well worth the cost. They have taught me how the banks view credit and how to be in the best position to acquire more. I would recommend Bluewater to anyone. Is very easy to work with and they have always responded to any question I had."

Philip Morris

Phil Construction Ventures LLC

Check Our Last Case of SuccessLook at our Recent Testimonials

Let's Take a look

at the Benefits

0% Funding vs Traditional Funding

0% Business Funding

(Revolving Business Credit)

0% APR up to 24 months: Leverage bank's money for free without paying interest and pay back the balance within 24 months time.
Revolving Credit Line: Pay only for the actual amount used. When you pay it, you will get the same limit back.
Fund any type of Business: (LLC, Sole Prop, Corps)
Startup Friendly: Any business stage can get funded, from startups to seasoned company
No Minimum Revenue Asked: We'll not ask any income verification
No Documentation Required: Forget P&L, Tax Return or other complex financials
Personal Guarantor: Leverage the health of your personal credit profile to get access at 0% Business Funding
Unsecured Funding: No Collateral - Nothing can be foreclosed from you.
No Utilization Reported: It doesn't report at your personal credit report so you can spend without worrying about carrying on high utilization
Credit Protection: All your funding is protected from bank chargeback service2 Column
Credit Liquidation: If you need liquid cash, we can help you liquidate your business line of credit every month

VS

Traditional Business Funding

(Traditional Loans, Hard Money, MCA's, Venture Capitalists, Out of Pocket)

6-45% Interest: interest rate that compounds every month. You pay back interest even on funding that you don't utilize.
Not Revolving: Use only what you receive. You get only one time the amount, and once you spend it all, is done.
You can't fund any type of Business: LLC and corporations are the only ones you can apply for.
No Startup Friendly: New Company can't get funded. If your company is not seasoned or makes revenue, you're not getting approved
Minimum Revenue Required: If you don't make at least $20k/month, they will not approve you
A Lot of Documentation Asked: P&L, Tax Return or other complex financials of the past few years.
Collateral: You have to trade your personal assets to receive your business funding. Secured by properties usually.
No Funding Protection: All your funding is not protected. You can't dispute the wrong transaction of "scam" services.
Strict Eligibility Requirements: Low then 1% Approvals on all U.S.A applications.
Immediate Re-Payment: There is no room for errors. You start to pay it immediately from the first month