Check Our Last Testimonials.

of Clients that received $40k+ at 0% APR

Gabriel

★★★★★ 4.9

$50.000 at 0% APR for 12 Months

Sam

★★★★★ 5.0

$300.000 at 0% APR

Jessica

★★★★★ 4.8

$74.000 at 0% APR for 12 Months

Fabius

★★★★★ 4.9

$70.000 at 0% APR for 12 Months

Sofia

★★★★★ 4.7

$40.000 at 0% APR for 12 Months

Dominic

★★★★★ 5.0

$175.000 at 0% APR

Bryatt

★★★★★ 5.0

$101.500 at 0% Interest

KEEP DOING WHAT YOU DO BEST, WE'LL HANDLE THE REST

Bluewater Lending is a results-driven consulting firm helping business owners access 0% interest funding to scale without debt traps or high-interest loans.

Through expert guidance, strategic positioning, and direct bank partnerships, we help entrepreneurs secure $50K–$250K in capital — even if they’ve been denied elsewhere.

Founded by Matt Stine, Bluewater Lending has grown into a trusted partner for thousands of business owners across the U.S.

Our mission is simple: help founders fund smarter, grow faster, and stay in control, while empowering new entrepreneurs to launch with 0% interest capital from day one.

1200+

Business Owners Funded

500+

Banking Partners

30+

Team
Members

+100

Referral Partners

4000+

Business Owners Funded

500+

Banking Partners

30+

Team Members

30+

Referral Partners

Meet our Leadership Team

A lot of happy faces with a lifetime of finance experience, ready to help grow your business.

Matt Stine

CEO & Co-Founder

Davide Iore

Co Founder & COO

Aaron Delavega

Funding Specialist Manager

Javiera Cabrera

Head of Sales

Sophie Bennett

Head of Customer Support

Meriel Reclusado

Customer Support

Sarah Miller

Client Success Manager

Raj Dhand

Senior Funding Specialist

Fernando Maldonado

Senior Account Executive


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402 West Broadway Suite #400, CA, San Diego, 92101 - Emerald Plaza

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