Check Our Last Testimonials.

of Clients that received $40k+ at 0% APR

Gabriel

★★★★★ 4.9

$50.000 at 0% APR for 12 Months

Sam

★★★★★ 5.0

$300.000 at 0% APR

Jessica

★★★★★ 4.8

$74.000 at 0% APR for 12 Months

Fabius

★★★★★ 4.9

$70.000 at 0% APR for 12 Months

Sofia

★★★★★ 4.7

$40.000 at 0% APR for 12 Months

Dominic

★★★★★ 5.0

$175.000 at 0% APR

Bryatt

★★★★★ 5.0

$101.500 at 0% Interest

Still Not SURE?

Frequently Asked Questions

How does 0% APR business funding work?

Most banks offer 0% interest business credit cards for 6-18 months. We help you get approved for $50K-$150K+ without needing tax returns or financials. It’s the smartest way to fund your business without taking on expensive debt

Who qualifies for 0% APR business credit?

If you have a 700+ credit score, at least 2–3 years of credit history, no recent late payments, no derogatory items, and at least $10-15k in credit limit across all your personal credit cards, mid 25-30% credit usage then you’re in a great position. Even if you don’t qualify right now, we can help you fix your credit and get approved later.

How fast can I get funding?

Most clients get approved in 7-14 days and receive their credit lines within 30 days. We move fast so you can start using the money ASAP.

Is this better than a business loan?

1000% yes. Business loans have high interest rates, require financials and collateral, and lock you into fixed payments. With a 0% APR unsecured business credit line, you get flexibility, no interest, and revolving credit you can use forever.

Do I need to show income or business revenue?

Nope. These business credit cards or line of credit don’t require financials like tax returns or bank statements. Banks approve you based on your personal credit and how well you structure your application.

How much funding can I get?

Most clients qualify for $50K-$150K in their first round. With multiple rounds, we’ve helped some clients secure $250K-$500k over time.

What happens after the 0% interest period ends?

Once the 0% promo period is over, rates go up. But before that happens, we help you refinance, restructure, or open new 0% credit lines, so you never have to worry about paying high interest.

Can I use business credit to scale my business?

Yes! Most of our clients use 0% business credit to invest in ads, hire employees, launch new products, or cover cash flow gaps. Instead of using your own money, you use the bank’s money.

What if I need cash out of the business line?

We offer a liquidation strategy that lets you convert your business credit into cash without paying high cash advance fees. You get the funds straight into your business bank account at 0% interest.

Will applying for business credit hurt my personal credit?

No. Business credit does NOT show up on your personal credit as long as you use the right banks. You get access to funding without affecting your personal score.

What if I’ve been denied for credit before?

Most clients who come to us were denied before! We know what banks look for and how to structure your application so you can finally get approved.

Why are banks willing to lend at 0%?

Banks use 0% APR credit cards to attract new business owners. They assume most people won’t pay off their balances before interest kicks in. But if you know how to play the game (like we do), you can keep rolling over at 0% forever.


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